Spending & Saving

OCBC 360 Revised Rates For July 2020

Given the low-interest-rate environment globally, it was surprising that OCBC 360 account increased its salary bonus in May 2020. It was too good to be true. Just recently, it backtracked on its May 2020 revision and will refresh the rates again in July 2020, aligning with expectations. It got worse. If you are not aware… Continue reading OCBC 360 Revised Rates For July 2020

Spending & Saving

Optimizing Bonus Interest With Multiple High Yield Savings Accounts

This is some extra thoughts and ideas I would like to share which is related to my previous two posts Singapore high yield savings accounts Part 1 and Part 2 In this post, I will share how you could possibly combine two (or more) accounts from UOB, DBS and OCBC to achieve more synergy and… Continue reading Optimizing Bonus Interest With Multiple High Yield Savings Accounts

Personal Finance, Spending & Saving

Singapore High Yield Savings Accounts After May 1 2020 – Part 1

Due to recent central banks intervention in lowering the interest rates, a slew of Singapore banks have started revising the interest rates offered by their high yield savings account. Using a spreadsheet that I had created, I want to simplify the comparison process and help you choose the best account for your situation.