Dipping my toes into a new platform – lauded as the next fintech innovation by the government of Singapore. Is it as good as it claims? So far so good. But the platform still needs to grow for it to be useful.
Do you look forward to seeing your CPF interest at the beginning of the year? Have you wondered how the interest is calculated? The answer is it is more complicated than you think and the timing of your transaction matters.
Are investment gurus the real deal? Here are some questions to ask yourself before you sign up for these courses.
One article showed up in my feed one fine afternoon: Why you should not pay…
The property market in Singapore is one of the hottest in Asia. Even COVID-19 could…
Free housing loan and cpf calculator. Click the link and make a free copy. Use this to calculate your monthly payments, your interests paid, your interest gain in CPF and how prepayment affects your monthly payments and interest.
If you have enough money, should you prepay your housing loan? Or you should keep the money in your CPF OA to earn interest? Or should you invest the additional money instead? In this article, I explore the two costs of the housing loan: interest costs and opportunity cost of not investing the extra money.
What each country’s success (or failures) can teach us about personal finance.
Due to recent central banks intervention in lowering the interest rates, a slew of Singapore banks have started revising the interest rates offered by their high yield savings account. Using a spreadsheet that I had created, I want to simplify the comparison process and help you choose the best account for your situation.
What is your recession plan? How do you prepare for one? The best way to prepare for one is to improve your personal financial situation and have a plan of action during recession