Free housing loan and cpf calculator. Click the link and make a free copy. Use this to calculate your monthly payments, your interests paid, your interest gain in CPF and how prepayment affects your monthly payments and interest.
If you have enough money, should you prepay your housing loan? Or you should keep the money in your CPF OA to earn interest? Or should you invest the additional money instead? In this article, I explore the two costs of the housing loan: interest costs and opportunity cost of not investing the extra money.
What each country’s success (or failures) can teach us about personal finance.
Due to recent central banks intervention in lowering the interest rates, a slew of Singapore banks have started revising the interest rates offered by their high yield savings account. Using a spreadsheet that I had created, I want to simplify the comparison process and help you choose the best account for your situation.
What is your recession plan? How do you prepare for one? The best way to prepare for one is to improve your personal financial situation and have a plan of action during recession
5 Reasons to not start investing just yet. Some points to think about before starting your investing journey.
5 Reasons why you should start investing. Do not wait any longer.
Budgeting and investing is just like dieting and exercising. They go hand in hand to help you achieve financial fitness.