Personal Finance

SGFinDex – Financial Information Consolidation Platform

Dipping my toes into a new platform - lauded as the next fintech innovation by the government of Singapore. Is it as good as it claims? So far so good. But the platform still needs to grow for it to be useful.

Personal Finance, Real Estate Investing, Spending & Saving, Uncategorized

Why You Should Pay For Your HDB With CPF

One article showed up in my feed one fine afternoon: Why you should not pay for your HDB with CPF Naturally, I clicked because I am a believer in paying for your HDB with CPF. Maybe I might get converted to the pay-with-cash camp. The Summary of The Article "Why you should not pay for… Continue reading Why You Should Pay For Your HDB With CPF

Personal Finance, Real Estate Investing

Feeling Poor After Purchasing A Home

The property market in Singapore is one of the hottest in Asia. Even COVID-19 could not dampen the property prices here.  Housing sales rebounded sharply in June after circuit breaker (Singapore's version of a lockdown) was partially lifted. I always find it amazing that people here in Singapore buy property like hotcakes. Most private homes cost… Continue reading Feeling Poor After Purchasing A Home

Personal Finance, Spending & Saving

Singapore High Yield Savings Accounts After May 1 2020 – Part 1

Due to recent central banks intervention in lowering the interest rates, a slew of Singapore banks have started revising the interest rates offered by their high yield savings account. Using a spreadsheet that I had created, I want to simplify the comparison process and help you choose the best account for your situation.