After trying the three fund portfolio for one year, I am switching out to a different portfolio. In this new portfolio, I will be emphasizing implementation and diversification while still keeping costs low.
Simple return or time-weighted returns? What are the differences? Which return calculation should you use to measure your own investments?
Do you look forward to seeing your CPF interest at the beginning of the year? Have you wondered how the interest is calculated? The answer is it is more complicated than you think and the timing of your transaction matters.