Personal Finance

To Pay Or Not To Pay? Should You Prepay Your Housing Loan?

If you have enough money, should you prepay your housing loan? Or you should keep the money in your CPF OA to earn interest? Or should you invest the additional money instead? In this article, I explore the two costs of the housing loan: interest costs and opportunity cost of not investing the extra money.

Spending & Saving

Credit Card Promotions – Jabra Elite Active 75t and $200 Cash

Are you looking for a new wireless earbud? SingSaver has recently updated their credit card sign up offer - receive a Jabra Elite Active 75t when you sign up for eligible Standard Chartered credit cards. Just want some cash? Get $300 when you sign up for eligible Citibank credit cards. also, you get a lucky draw chance to win a Nintendo switch!

Spending & Saving

OCBC 360 Revised Rates For July 2020

Given the low-interest-rate environment globally, it was surprising that OCBC 360 account increased its salary bonus in May 2020. It was too good to be true. Just recently, it backtracked on its May 2020 revision and will refresh the rates again in July 2020, aligning with expectations. It got worse. If you are not aware… Continue reading OCBC 360 Revised Rates For July 2020